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For saleListed 5 days agoMLS® X13876822

120 Elma Street, St. Catharines, ON L2N 6A2

443 - Lakeport, St. Catharines · Near Scott Street & Lake Street · View map

$419,900
3Beds
2Baths
700–1100Sq ft
Raised bungalowType
2 totalParking
Partially FinishedBasement
$3,316/yrTaxes
Call / Text Will
$419,900
Main-floor primary bedroomEveryday living on one level
FreeholdNo monthly condo fee
Parking for 2Comes with the home
Lot 30 x 120.3 ftThe land comes with the home
Central airCool all summer

About this home

This semi-detached raised bungalow is well-located in a great north end family neighbourhood near excellent schools and parks. Main level features convenient layout with 3 bedrooms, 4 piece bath, eat-in kitchen and open concept L-shaped living & dining area. The basement adds extra living area with a rec room, 2 piece bath with shower rough-in plus large utility room/workshop for the handyman in the family. Furnace & A/C have been replaced in the last 5 years. Add your updates & TLC to this solid family home in a quiet & accessible location near highways and shopping.

The home

Type
Raised bungalow
Style
Bungalow-Raised
Square footage
700-1100 sq ft
Bedrooms
3
Bathrooms
2
Kitchens
1
Rooms
6
Basement
Partially Finished
Lot size
30 x 120.3 ft
Faces
North
Approximate age
31-50 years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Brick, Vinyl Siding

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
No

Garage & parking

Driveway spaces
2
Total parking
2

Taxes & other

Property taxes
$3,316/yr
Tax year
2026
Occupancy
Vacant
Possession
Immediate
Cross street
Scott Street & Lake Street
Neighbourhood
443 - Lakeport

More

Price per sq ft
~$467 (at 900 sq ft)
Listed
Oct 8, 2026 · 5 days ago
MLS® number
X13876822

The home and its surroundings

  • Primary Bedroom - Main Floor
Want to know something that isn’t listed?
Estimated monthly cost$1,970per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

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    120 Elma Street, St. Catharines, ON L2N 6A2

    443 - Lakeport, St. Catharines · Near Scott Street & Lake Street

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    Sold history

    Listing history for 120 Elma Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 120 Elma Street

    Answers come straight from this home’s MLS® listing.

    How much is 120 Elma Street listed for, and what would it cost each month?

    120 Elma Street is listed for $419,900. With 20% down ($83,980), the mortgage payment would be roughly $1,694 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $1,970 a month, all in. That figure is an illustration, not a quote.

    Is 120 Elma Street freehold or a condo, and is there a monthly fee?

    120 Elma Street is a raised bungalow in 443 - Lakeport, St. Catharines. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 120 Elma Street have?

    120 Elma Street has 3 bedrooms and 2 bathrooms. The listing gives the style as bungalow-raised.

    Does 120 Elma Street have a garage and parking?

    The listing does not show a garage. The driveway adds 2 spaces. In total the listing counts 2 parking spaces.

    Does 120 Elma Street have a finished basement?

    The listing describes the basement as partially finished. Finished basement space is usually not counted in the square footage shown.

    What style of home is 120 Elma Street?

    120 Elma Street is a raised bungalow. A raised bungalow has its main floor set about half a level above the ground, so the basement has bigger windows and more light than in a regular bungalow.

    How big is 120 Elma Street, and what is the lot size?

    The listing puts the home between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 30 x 120.3 ft.

    How is 120 Elma Street heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 120 Elma Street?

    Property taxes are $3,316 a year (2026), or about $276 a month.

    Where is 120 Elma Street?

    120 Elma Street is in the 443 - Lakeport community of St. Catharines. The nearest main intersection is Scott Street & Lake Street. The postal code is L2N 6A2.

    How long has 120 Elma Street been on the market?

    120 Elma Street was listed on October 8, 2026. It has been on the market for 5 days. It is an active listing (MLS® X13876822). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 120 Elma Street asking?

    Similar bungalow-style homes for sale nearby right now include 8 Kerwin Gate at $435,000 (3+1 bed), 4 Kerwin Gate at $525,000 (3 bed) and 23 Green Maple Drive at $545,000 (3+1 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 120 Elma Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 120 Elma Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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