12 Chester Street, St. Thomas, ON N5R 1T8
St. Thomas · Near Chester and wilson · View map
About this home
Welcome to 12 Chester Street, a rare and inspiring property in the heart of St. Thomas. Originally built in 1890 as a church, this unique structure blends historic charm with the flexibility and space today's buyers and investors are seeking. Spanning approximately 2,192 square feet on the main and 1700 on 5he lower levels, the building offers nearly 3900 square feet of total living space. The main floor features a large great room with soaring ceilings and abundant natural light, a welcoming foyer, two 2-piece bathrooms, and a spacious office-ideal for remote work or creative use. The lower level is fully equipped for residential living, with a full eat-in kitchen, dining area, living space, primary bathroom, laundry room, and bedroom quarters. It's a comfortable layout that suits a variety of living or rental scenarios. Zoned R3, this property presents exciting potential for conversion into a triplex. There is also a possibility for the construction of a large garage with an additional dwelling unit above-offering further options for added living space or rental income, and parking for 10 cars. Set on just over half an acre and located close to local amenities, parks, and schools, this property combines historic character with modern opportunity. Whether you're looking to invest, redevelop, or settle into a truly one-of-a-kind space, 12 Chester Street offers a canvas full of possibility. Explore the potential! This is a property that invites your imagination. Roof replaced 2023
The home
- Type
- Bungalow
- Style
- Bungalow
- Square footage
- 2000-2500 sq ft
- Bedrooms
- 1
- Bathrooms
- 3
- Kitchens
- 1
- Rooms
- 12
- Basement
- Finished with Walk-Out, Separate Entrance, Walk-Out
- Lot size
- 101.4 x 125.4 ft
- Faces
- South
- Approximate age
- 100+ years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Brick
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Driveway spaces
- 10
- Total parking
- 10
- Parking features
- Available
Taxes & other
- Property taxes
- $1,739/yr
- Tax year
- 2025
- Occupancy
- Vacant
- Possession
- Flexible
- Cross street
- Chester and wilson
- Neighbourhood
- St. Thomas
More
- Price per sq ft
- ~$202 (at 2,250 sq ft)
- Listed
- Oct 1, 2026 · 11 days ago
- MLS® number
- X13851930
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The home and its surroundings
- Storage
- Water Heater Owned
- Arts Centre
- Hospital
- Level
- Library
- Park
- Place Of Worship
- Porch
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
12 Chester Street, St. Thomas, ON N5R 1T8
St. Thomas · Near Chester and wilson
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Listing history for 12 Chester Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 12 Chester Street
Answers come straight from this home’s MLS® listing.
How much is 12 Chester Street listed for, and what would it cost each month?
12 Chester Street is listed for $454,900. With 20% down ($90,980), the mortgage payment would be roughly $1,835 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $1,980 a month, all in. That figure is an illustration, not a quote.
Is 12 Chester Street freehold or a condo, and is there a monthly fee?
12 Chester Street is a bungalow in St. Thomas. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 12 Chester Street have?
12 Chester Street has 1 bedroom and 3 bathrooms.
Does 12 Chester Street have a garage and parking?
The listing does not show a garage. The driveway adds 10 spaces. In total the listing counts 10 parking spaces.
Does 12 Chester Street have a finished basement?
The listing describes the basement as finished with walk-out, separate entrance, walk-out. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.
What style of home is 12 Chester Street?
12 Chester Street is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.
How big is 12 Chester Street, and what is the lot size?
The listing puts the home between 2,000 and 2,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 101.4 x 125.4 ft.
How is 12 Chester Street heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 12 Chester Street?
Property taxes are $1,739 a year (2025), or about $145 a month.
Where is 12 Chester Street?
12 Chester Street is in St. Thomas. The nearest main intersection is Chester and wilson. The postal code is N5R 1T8.
How long has 12 Chester Street been on the market?
12 Chester Street was listed on October 1, 2026. It has been on the market for 11 days. It is an active listing (MLS® X13851930). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 12 Chester Street asking?
Similar bungalow-style homes for sale nearby right now include 180 Forest Avenue at $449,900 (2 bed), 27 Carrie Crescent at $464,900 (2 bed) and 8 - 16 Havenridge Court at $429,900 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 12 Chester Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 12 Chester Street?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near St. Thomas, picked by style, size and price.
Bungalow$449,900180 Forest Avenue, St. Thomas2 bed · 2 bath · St. ThomasCourtesy of: CENTURY 21 FIRST CANADIAN CORPView home →
Semi-detached bungalow$464,90027 Carrie Crescent, St. Thomas2 bed · 2 bath · St. ThomasCourtesy of: ELGIN REALTY LIMITEDView home →
Condo bungalow$429,9008 - 16 Havenridge Court, St. Thomas2 bed · 2 bath · St. ThomasCourtesy of: ELGIN REALTY LIMITEDView home →Courtesy of: RE/MAX CENTRE CITY REALTY INC
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.