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For saleListed Aug 18MLS® X13686184

118 Bay Lake Road, Bancroft, ON K0L 1C0

Dungannon Ward, Bancroft · Near BAY LAKE RD & HWY 62 S. · View map

$299,000
2Beds
1Baths
< 700Sq ft
BungalowType
6 totalParking
$1,900/yrTaxes
Call / Text Will
$299,000
FreeholdNo monthly condo fee
Parking for 6Comes with the home
Lot 150 x 249 ftThe land comes with the home
WaterfrontOn the water
FireplaceCozy winters

About this home

Affordable Three- season Cottage with a 12 ft access to Stimears Lake! Looking for a cozy getaway without the waterfront price tag? Welcome to 118 Bay Lake Rd! This charming three-season cottage is situated on a year-round paved municipal rd and includes a 12 foot easement access to beautiful Stimears Lake, located just across the road. The cottage offers a warm and inviting layout featuring two bedrooms, a 3-piece bathroom, a functional kitchen with dining area, a comfortable living/sitting room, and a bright sunroom perfect for relaxing with your morning coffee or unwinding after a day on the lake. Outside, you'll enjoy exceptional privacy, a firepit area for evenings under the stars, two storage buildings for all your cottage toys and tools, plus the convenience of a private well and septic system. Whether you're looking for a family retreat, a peaceful escape from the city, or an affordable way to enjoy cottage life, this property offers excellent value and endless opportunities to create lasting memories.

The home

Type
Bungalow
Style
Bungalow
Square footage
< 700 sq ft
Bedrooms
2
Bathrooms
1
Kitchens
1
Rooms
6
Basement
None
Lot size
150 x 249 ft
Faces
North
View
Trees/Woods

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Wood

Heating & cooling

Heating fuel
Electric
Heating type
Baseboard
Air conditioning
Window Unit(s)
Fireplace
Yes

Garage & parking

Driveway spaces
6
Total parking
6
Parking features
Available

Taxes & other

Property taxes
$1,900/yr
Tax year
2025
Occupancy
Owner
Possession
TBD
Cross street
BAY LAKE RD & HWY 62 S.
Neighbourhood
Dungannon Ward

More

Listed
Aug 18, 2026 · 55 days ago
MLS® number
X13686184

The home and its surroundings

  • Water Heater Owned
  • Golf
  • Hospital
  • Wooded/Treed
  • Deck
  • Landscaped
  • Privacy
  • Recreational Area
Want to know something that isn’t listed?
Estimated monthly cost$1,364per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

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    118 Bay Lake Road, Bancroft, ON K0L 1C0

    Dungannon Ward, Bancroft · Near BAY LAKE RD & HWY 62 S.

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    Sold history

    Listing history for 118 Bay Lake Road

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 118 Bay Lake Road

    Answers come straight from this home’s MLS® listing.

    How much is 118 Bay Lake Road listed for, and what would it cost each month?

    118 Bay Lake Road is listed for $299,000. With 20% down ($59,800), the mortgage payment would be roughly $1,206 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $1,364 a month, all in. That figure is an illustration, not a quote.

    Is 118 Bay Lake Road freehold or a condo, and is there a monthly fee?

    118 Bay Lake Road is a bungalow in Dungannon Ward, Bancroft. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 118 Bay Lake Road have?

    118 Bay Lake Road has 2 bedrooms and 1 bathroom.

    Does 118 Bay Lake Road have a garage and parking?

    The listing does not show a garage. The driveway adds 6 spaces. In total the listing counts 6 parking spaces.

    Does 118 Bay Lake Road have a finished basement?

    No. The listing shows no basement for this home.

    What style of home is 118 Bay Lake Road?

    118 Bay Lake Road is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.

    How big is 118 Bay Lake Road, and what is the lot size?

    The lot is listed as 150 x 249 ft.

    How is 118 Bay Lake Road heated and cooled?

    Heating is baseboard (electric). Cooling is window unit(s).

    What are the property taxes for 118 Bay Lake Road?

    Property taxes are $1,900 a year (2025), or about $158 a month.

    Where is 118 Bay Lake Road?

    118 Bay Lake Road is in the Dungannon Ward community of Bancroft. The nearest main intersection is BAY LAKE RD & HWY 62 S.. The postal code is K0L 1C0.

    How long has 118 Bay Lake Road been on the market?

    118 Bay Lake Road was listed on August 18, 2026. It has been on the market for 55 days. It is an active listing (MLS® X13686184). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 118 Bay Lake Road asking?

    Similar bungalow-style homes for sale nearby right now include 145 Old L'Amable Road at $280,000 (2 bed), 1046 Detlor Road at $279,000 (2 bed) and 27607 Hwy 62 Highway S at $359,000 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 118 Bay Lake Road sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 118 Bay Lake Road?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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