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For saleListed Jul 10MLS® X13547454

115-10 - 1052 RAT BAY Road, Lake of Bays, ON P1H 2J6

Franklin, Lake of Bays · Near South Portage Rd · View map

$55,900
3Beds
2Baths
1200–1399Sq ft
BungalowType
$463/moPOTL fee
4 totalParking
Call / Text Will
$55,900
FreeholdPOTL fee of $463 a month
Parking for 4Comes with the home
Heat, hydro, water includedCovered by the common-element (POTL) fee
WaterfrontOn the water
FireplaceCozy winters

About this home

Blue Water Acres fractional ownerships resort has almost 50 acres of Muskoka paradise and 300 feet of South facing frontage on Lake of Bays. The 115 Meadowvale THREE BEDROOM cottage and has only two steps into the cottage. All cottages have a propane fireplace. This is NOT a timeshare although some think it is similar. It is a FRACTIONALownership. You actually own a 1/10th share of the cottage that you buy which includes a share in the entire complex. This gives you the right to use the cottage Interval that you buy for one core summer week plus 4 more floating weeks each year in the other seasons. Some owners rent their weeks out to help cover maintenance costs. Facilities at the resort include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity centre, gorgeous 300 foot sandy beach with shallow water - ideal for kids, great swimming, kayaks, canoes, paddle boats, skating rink, tennis court, playground, and walking trails. You can moor your own boat for your weeks during boating season. This 3 bedroom cottage is called 115 Meadowvale, Week 10. Check-in is on Sundays at 4 p.m. ANNUAL maintenance fee for EACH owner for the 115 Meadowvale in 2026 is $5,561.06 + HST. Core Week 10 starts on Sunday, August 30 in 2026. The remaining weeks in 2026 start(ed) on March 1, June 7, October 25, and Christmas week December 20, 2026. Laundry is conveniently located right in the cottage. There is no HST on the purchase price. All cottages are PET-FREE and Smoke-free. Do you like to travel around the world? Interval International allows you to deposit/trade your weeks at Blue Water Acres for other luxury resorts around the world which is a huge feature! Note that the interior photos are for a similar cottage but the exterior photos are for 115. This a great deal for the 3 bedroom Meadowvale. Seller is motivated and is willing to forgive the maintenance fees for the last two weeks of 2026 which they have already paid. Adding even more value.

The home

Type
Bungalow
Style
Bungalow
Square footage
1200-1399 sq ft
Bedrooms
3
Bathrooms
2
Kitchens
1
Rooms
9
Basement
None
Faces
South
Level
0
View
Beach, Panoramic, Bay, Lake
Laundry
In-Suite Laundry
Approximate age
16-30 years

Ownership & fees

Ownership
Freehold, with a share in common elements (POTL)
POTL fee
$463.40/mo
Fee includes
Heat, Hydro, Water, Common Elements, Parking, Condo Taxes, Building Insurance
Complex
BWA 0
Property management
Blue Water Acres
Exterior
Wood

Heating & cooling

Heating fuel
Propane
Heating type
Baseboard
Air conditioning
Wall Unit(s)
Fireplace
Yes

Garage & parking

Driveway spaces
4
Total parking
4
Parking features
Reserved/Assigned, Mutual

Taxes & other

Tax year
2026
Occupancy
Owner
Possession
Flexible
Cross street
South Portage Rd
Neighbourhood
Franklin

More

Price per sq ft
~$43 (at 1,300 sq ft)
Listed
Jul 10, 2026 · 95 days ago
MLS® number
X13547454

The home and its surroundings

  • Water Heater

Included in the common-element (POTL) fee

  • Heat
  • Hydro
  • Water
  • Common Elements
  • Parking
  • Condo Taxes
  • Building Insurance
Want to know something that isn’t listed?
Estimated monthly cost$724per month, all in
  • Mortgage
  • Property tax
  • POTL fee

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

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    1052 RAT BAY Road, Lake of Bays, ON P1H 2J6

    Franklin, Lake of Bays · Near South Portage Rd

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    Sold history

    Listing history for 1052 RAT BAY Road

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 115-10 - 1052 RAT BAY Road

    Answers come straight from this home’s MLS® listing.

    How much is 115-10 - 1052 RAT BAY Road listed for, and what would it cost each month?

    115-10 - 1052 RAT BAY Road is listed for $55,900. With 20% down ($11,180), the mortgage payment would be roughly $225 a month at 4.5% over 30 years. Add property tax and the common-element (POTL) fee and the estimate comes to about $724 a month, all in. That figure is an illustration, not a quote.

    Is 115-10 - 1052 RAT BAY Road freehold or a condo, and is there a monthly fee?

    115-10 - 1052 RAT BAY Road is a bungalow in Franklin, Lake of Bays. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, but the home is a parcel of tied land (POTL) with a common-element fee of $463.40 a month for shared parts of the complex, such as a private road, snow clearing and visitor parking. The listing says it covers heat, hydro, water, common elements, parking, condo taxes, building insurance.

    How many bedrooms and bathrooms does 115-10 - 1052 RAT BAY Road have?

    115-10 - 1052 RAT BAY Road has 3 bedrooms and 2 bathrooms.

    Does 115-10 - 1052 RAT BAY Road have a garage and parking?

    The listing does not show a garage. The driveway adds 4 spaces. In total the listing counts 4 parking spaces.

    Does 115-10 - 1052 RAT BAY Road have a finished basement?

    No. The listing shows no basement for this home.

    What style of home is 115-10 - 1052 RAT BAY Road?

    115-10 - 1052 RAT BAY Road is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.

    How big is 115-10 - 1052 RAT BAY Road?

    The listing puts the home between 1,200 and 1,399 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.

    How is 115-10 - 1052 RAT BAY Road heated and cooled?

    Heating is baseboard (propane). Cooling is wall unit(s).

    Where is 115-10 - 1052 RAT BAY Road?

    115-10 - 1052 RAT BAY Road is in the Franklin community of Lake of Bays. The nearest main intersection is South Portage Rd. The postal code is P1H 2J6.

    How long has 115-10 - 1052 RAT BAY Road been on the market?

    115-10 - 1052 RAT BAY Road was listed on July 10, 2026. It has been on the market for 95 days. It is an active listing (MLS® X13547454). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 115-10 - 1052 RAT BAY Road asking?

    Similar bungalow-style homes for sale nearby right now include 112-8 - 1052 RAT BAY Road at $78,900 (3 bed), 108-5 - 1052 RAT BAY Road at $49,900 (2 bed) and 116-10 - 1052 RAT BAY Road at $49,900 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 1052 RAT BAY Road sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 115-10 - 1052 RAT BAY Road?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the common-element (POTL) fee. For illustration only.

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