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For saleListed May 8MLS® X13102936

1142 Cardiff Lake Road, Highlands East, ON K0L 3C0

Cardiff Ward, Highlands East · Near Loop Road & Cardiff Lake Road · View map

$875,000
3Beds
1Baths
1500–2000Sq ft
BungaloftType
6 totalParking
UnfinishedBasement
$4,316/yrTaxes
Call / Text Will
$875,000
Main-floor primary bedroomEveryday living on one level
FreeholdNo monthly condo fee
Parking for 6Comes with the home
Lot 645 x 222.2 ftThe land comes with the home
WaterfrontOn the water
FireplaceCozy winters

About this home

Where every season begins on the water. This exceptional four-season property offers an extraordinary 580 feet of private waterfront on 3.29 acres. This is a level lot with no hills to climb up or down. Making it easily accessible in all seasons. A municipally maintained year-round road, allowing you to enjoy this retreat in every season. Built in 2015, this beautifully crafted 3-bedroom bungaloft was designed with an open-concept kitchen and living area that creates the perfect gathering space, while the wood-burning stove adds warmth and ambiance on crisp autumn evenings and cozy winter nights. Large, soaring spaces and the approximately 300 sq. ft. upper loft that can act as a fourth sleeping area, home office, family room, games space or quiet reading retreat. The full 1,350 sq. ft. unfinished basement, with 8-foot ceilings and four large windows, offers tremendous potential for additional living, recreation or storage space. It's just waiting for your own creation and design. Step outside and experience the true magic of the property. The south-east-facing waterfront offers breathtaking sunrises, while the gently sloping sandy shoreline provides an inviting entry into the lake. The dock extends into deep, clear water, making it ideal for boating and enjoying the waterfront during the warmer months. Then comes autumn. The surrounding forest transforms into a spectacular display of colour. And when the snow arrives, this remarkable property becomes a winter playground. Snowmobile and ATV trails connect to hundreds of kilometres of groomed backcountry routes right outside your door, offering exceptional four-season recreation. The property is easily accessible, you're approximately 30 minutes from Bancroft and Haliburton for shopping, dining, services and amenities, with Wilberforce and Harcourt only 10 minutes away for groceries, gas and everyday necessities. Wilberforce also offers a community centre, skating rink, pickleball courts and curling rink.

The home

Type
Bungaloft
Style
Bungaloft
Square footage
1500-2000 sq ft
Bedrooms
3
Bathrooms
1
Kitchens
1
Rooms
11
Basement
Unfinished
Lot size
645 x 222.2 ft
Faces
South
View
Forest, Lake, Trees/Woods
Approximate age
6-15 years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Security
Carbon Monoxide Detectors
Exterior
Vinyl Siding

Heating & cooling

Heating fuel
Propane
Heating type
Forced Air
Fireplace
Yes

Garage & parking

Driveway spaces
6
Total parking
6
Parking features
Private

Taxes & other

Property taxes
$4,316/yr
Tax year
2026
Occupancy
Owner
Possession
TBD
Cross street
Loop Road & Cardiff Lake Road
Neighbourhood
Cardiff Ward

More

Price per sq ft
~$500 (at 1,750 sq ft)
Listed
May 8, 2026 · 158 days ago
MLS® number
X13102936

The home and its surroundings

  • Air Exchanger
  • Carpet Free
  • Primary Bedroom - Main Floor
  • Propane Tank
  • Water Heater Owned
  • Workbench
  • Clear View
  • Cul de Sac/Dead End
  • Lake/Pond
  • Level
  • School Bus Route
  • Sloping
  • Deck
  • Fishing
  • Landscaped
  • Privacy
  • Porch
  • Year Round Living
Want to know something that isn’t listed?
Estimated monthly cost$3,889per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    1142 Cardiff Lake Road, Highlands East, ON K0L 3C0

    Cardiff Ward, Highlands East · Near Loop Road & Cardiff Lake Road

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    Sold history

    Listing history for 1142 Cardiff Lake Road

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 1142 Cardiff Lake Road

    Answers come straight from this home’s MLS® listing.

    How much is 1142 Cardiff Lake Road listed for, and what would it cost each month?

    1142 Cardiff Lake Road is listed for $875,000. With 20% down ($175,000), the mortgage payment would be roughly $3,530 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,889 a month, all in. That figure is an illustration, not a quote.

    Is 1142 Cardiff Lake Road freehold or a condo, and is there a monthly fee?

    1142 Cardiff Lake Road is a bungaloft in Cardiff Ward, Highlands East. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 1142 Cardiff Lake Road have?

    1142 Cardiff Lake Road has 3 bedrooms and 1 bathroom.

    Does 1142 Cardiff Lake Road have a garage and parking?

    The listing does not show a garage. The driveway adds 6 spaces. In total the listing counts 6 parking spaces.

    Does 1142 Cardiff Lake Road have a finished basement?

    The listing describes the basement as unfinished.

    What style of home is 1142 Cardiff Lake Road?

    1142 Cardiff Lake Road is a bungaloft. A bungaloft is a bungalow with a loft or a second-floor room above part of the main floor; the primary bedroom is usually on the main level.

    How big is 1142 Cardiff Lake Road, and what is the lot size?

    The listing puts the home between 1,500 and 2,000 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 645 x 222.2 ft.

    How is 1142 Cardiff Lake Road heated and cooled?

    Heating is forced air (propane). The listing does not show air conditioning.

    What are the property taxes for 1142 Cardiff Lake Road?

    Property taxes are $4,316 a year (2026), or about $360 a month.

    Where is 1142 Cardiff Lake Road?

    1142 Cardiff Lake Road is in the Cardiff Ward community of Highlands East. The nearest main intersection is Loop Road & Cardiff Lake Road. The postal code is K0L 3C0.

    How long has 1142 Cardiff Lake Road been on the market?

    1142 Cardiff Lake Road was listed on May 8, 2026. It has been on the market for 158 days. It is an active listing (MLS® X13102936). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 1142 Cardiff Lake Road asking?

    Similar bungalow-style homes for sale nearby right now include 1851 Contau Lake Road at $799,900 (2 bed), 1620 Lewis Road at $950,000 (3 bed) and 1827 Mcgillvray Road at $799,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 1142 Cardiff Lake Road sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 1142 Cardiff Lake Road?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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