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For saleListed 9 days agoMLS® X13858126

108 James Street E, Cobourg, ON K9A 1H3

Cobourg · Near College St & James St E · View map

$819,000
3+1Beds
2Baths
1100–1500Sq ft
BungalowType
Attached · 1 spaceGarage
4 totalParking
Finished, Separate Entrance, Walk-Out, Walk-Up, Development PotentialBasement
$4,089/yrTaxes
Call / Text Will
$819,000
Main-floor primary bedroomEveryday living on one level
Separate entranceRoom for an in-law or income suite
FreeholdNo monthly condo fee
Attached garage4 parking spaces in total
Walk-out basementIts own way outside
Lot 40.5 x 128.1 ftThe land comes with the home

About this home

PREMIER COLLEGE St & JAMES St E LOCATION! Vintage Soul with Modern Style. Live in one of Cobourg's most desired locales amidst Century & Vintage homes, Old growth Trees & Established Gardens. Stroll to Downtown, Victoria Park, Beach, Marina & Lake Ontario Boardwalk, Farmer's Market & all your favourite shops & dining. All-brick, well-Renovated 1958 Bungalow. 3+1BR 2Bath, 1425 sq ft Main Floor PLUS a fully finished LL. Large windows bring soft, natural light & pretty neighbourhood views. Rooms are back! French doors separate Living & Dining Rooms. A separate, bright Kitchen features natural stone quartzite counters, marble flooring & custom built, painted-wood cabinetry. Original oak strip floors are dramatically stained black. No Carpet. Useful Laundry closet on MN FL by kitchen. Enjoy wonderful privacy in the fenced backyard framed by mature trees & lovingly nurtured perennial gardens: Cherry trees, Hydrangeas, Wisteria, Roses, Honeysuckle, Clematis, Mint, fragrant Lily of the Valley. Substantial interlock patios wrap the front, side & back of home for pleasant outdoor living. A fully finished Lower Level offers a spacious Rec Room, 4th BR, 3-pc Slate & Glass-Tiled Bath, R/in Kitchen & 2nd Lndry/Storage Rm. Pot lights & luxury vinyl lam flring make it a modern, clean LL space. Access from inside garage or side entrance to downstairs. !! Potential for a Secondary Suite!! Inter-wired Smoke Detectors, fire-break Drywall & R/In Kitchen provide a head start. (Buyer to verify conversion/get permits with Town). Zoned R3. Single Car Garage + 3-Outdoor spots. A Limewash treatment just completed over entire brick exterior adds curb appeal & a preserving, "brick-healthy" alternative to paint. Both Decks/Stairs just stained. LOCATION, UPDATES, PRIVACY & POTENTIAL SECONDARY APT UNIT. Vacant, move in ready. This is a rarely found gem in a superb setting. ** THE LL ROUGHED IN KITCHEN HAS BEEN VIRTUALLY STAGED TO SHOW FINISHED LOOK WITH CABINETS, SINK, APPLS.**

The home

Type
Bungalow
Style
Bungalow
Square footage
1100-1500 sq ft
Bedrooms
3
Basement bedrooms
1
Bathrooms
2
Kitchens
1
Rooms
3
Basement
Finished, Separate Entrance, Walk-Out, Walk-Up, Development Potential
Lot size
40.5 x 128.1 ft
Faces
North
View
Garden
Approximate age
51-99 years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Security
Carbon Monoxide Detectors, Smoke Detector
Exterior
Brick Front

Heating & cooling

Heating fuel
Gas
Heating type
Water
Fireplace
No

Garage & parking

Garage
Attached
Garage spaces
1
Driveway spaces
3
Total parking
4
Parking features
Private

Taxes & other

Property taxes
$4,089/yr
Tax year
2025
Occupancy
Vacant
Possession
Immediate
Cross street
College St & James St E
Neighbourhood
Cobourg

More

Price per sq ft
~$630 (at 1,300 sq ft)
Listed
Oct 3, 2026 · 9 days ago
MLS® number
X13858126

The home and its surroundings

  • In-Law Suite
  • Primary Bedroom - Main Floor
  • Storage
  • Upgraded Insulation
  • Water Heater Owned
  • Carpet Free
  • Deck
  • Landscaped
  • Patio
Want to know something that isn’t listed?
Estimated monthly cost$3,644per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    108 James Street, Cobourg, ON K9A 1H3

    Cobourg · Near College St & James St E

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    Sold history

    Listing history for 108 James Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 108 James Street E

    Answers come straight from this home’s MLS® listing.

    How much is 108 James Street E listed for, and what would it cost each month?

    108 James Street E is listed for $819,000. With 20% down ($163,800), the mortgage payment would be roughly $3,304 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,644 a month, all in. That figure is an illustration, not a quote.

    Is 108 James Street E freehold or a condo, and is there a monthly fee?

    108 James Street E is a bungalow in Cobourg. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 108 James Street E have?

    108 James Street E has 3 bedrooms, plus 1 more bedroom in the basement, and 2 bathrooms.

    Does 108 James Street E have a garage and parking?

    Yes. The listing shows the garage as attached, with room for 1 car. The driveway adds 3 spaces. In total the listing counts 4 parking spaces.

    Does 108 James Street E have a finished basement?

    The listing describes the basement as finished, separate entrance, walk-out, walk-up, development potential. It counts 1 bedroom on that level. Finished basement space is usually not counted in the square footage shown. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.

    What style of home is 108 James Street E?

    108 James Street E is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.

    How big is 108 James Street E, and what is the lot size?

    The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 40.5 x 128.1 ft.

    How is 108 James Street E heated and cooled?

    Heating is water (gas). The listing does not show air conditioning.

    What are the property taxes for 108 James Street E?

    Property taxes are $4,089 a year (2025), or about $341 a month.

    Where is 108 James Street E?

    108 James Street E is in Cobourg. The nearest main intersection is College St & James St E. The postal code is K9A 1H3.

    How long has 108 James Street E been on the market?

    108 James Street E was listed on October 3, 2026. It has been on the market for 9 days. It is an active listing (MLS® X13858126). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 108 James Street E asking?

    Similar bungalow-style homes for sale nearby right now include 792 Greer Crescent at $675,000 (3 bed), 19 Orchard Avenue at $649,999 (3 bed) and 747 Greer Crescent at $649,000 (3 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 108 James Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 108 James Street E?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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