1052 Rat Bay 102-1 Road, Lake of Bays, ON P1H 2J6
Franklin, Lake of Bays · Near South Portage/Hwy 60 · View map
About this home
Blue Water Acres has almost 50 acres of Muskoka paradise and 300 feet of south-facing frontage on Lake of Bays. This is FRACTIONAL ownership. It is NOT a timeshare. You would actually own a 1/10th share of the cottage that you buy which includes a share in the entire complex. This gives you the right to use the cottage for five weeks per year: one core summer week, plus 4 more floating weeks in the other seasons. Some owners rent their weeks out to help cover maintenance costs. Rental rates for Deerview cottage range from $1,659/wk to $3,009/wk depending on the season. If it's rented through Blue Water Acres the revenue is split 50/50. If you rent it out yourself you get to keep 100% of the revenue. Facilities include an indoor swimming pool, whirlpool, sauna, games room, fitness room, activity center, gorgeous sandy beach with shallow water ideal for kids, great swimming, kayaks, canoes, paddleboats, skating rink, tennis court, playground, and walking trails. You can moor your boat for your weeks during boating season. This 2 bedroom cottage is called 102 Deerview, Week 1 . Check-in is on Fridays at 4 p.m. ANNUAL maintenance fee PER OWNER for Deerview 102 in 2026 is $4,629 + HST. Core (fixed) week in 2026 starts on June 26/25. Floating weeks for 2026 start on: March 6, June 12, June 26 (core week), October 30, December 25. Maintenance fee is paid in the fall of each year for the following year but you only pay for the weeks that you have possession of the cottage. There is no HST on the purchase price. All cottages are PET-FREE and Smoke-free.
The home
- Type
- Bungalow
- Style
- Bungalow
- Square footage
- 600-699 sq ft
- Bedrooms
- 2
- Bathrooms
- 1
- Kitchens
- 1
- Rooms
- 7
- Basement
- None
- Faces
- South
- Level
- 0
- View
- Lake, Trees/Woods
- Laundry
- Laundry Closet
- Approximate age
- 16-30 years
Ownership & fees
- Ownership
- Freehold, with a share in common elements (POTL)
- POTL fee
- $385.75/mo
- Fee includes
- Heat, Hydro, Water, Common Elements, Building Insurance, Condo Taxes, Parking
- Complex
- 0 0
- Property management
- Blue Water Acres
- Exterior
- Wood
Heating & cooling
- Heating fuel
- Electric
- Heating type
- Baseboard
- Fireplace
- Yes
Garage & parking
- Driveway spaces
- 2
- Total parking
- 2
- Parking features
- Reserved/Assigned
Taxes & other
- Tax year
- 2026
- Occupancy
- Owner+Tenant
- Possession
- Flexible
- Cross street
- South Portage/Hwy 60
- Neighbourhood
- Franklin
More
- Price per sq ft
- ~$25 (at 650 sq ft)
- Listed
- Jul 1, 2026 · 104 days ago
- MLS® number
- X13508344
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The home and its surroundings
- Water Heater Owned
- Primary Bedroom - Main Floor
- Beach
- Lake/Pond
- Waterfront
- Wooded/Treed
- Recreational Area
- Landscaped
Included in the common-element (POTL) fee
- Heat
- Hydro
- Water
- Common Elements
- Building Insurance
- Condo Taxes
- Parking
Shared in the complex
- Club House
- Exercise Room
- Game Room
- Indoor Pool
- Sauna
- Mortgage
- Property tax
- POTL fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
1052 Rat Bay 102-1 Road, Lake of Bays, ON P1H 2J6
Franklin, Lake of Bays · Near South Portage/Hwy 60
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Listing history for 1052 Rat Bay 102-1 Road
See what this home and others at the same address were listed for, what they sold for, and how long it took.
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Frequently asked questions about 1052 Rat Bay 102-1 Road
Answers come straight from this home’s MLS® listing.
How much is 1052 Rat Bay 102-1 Road listed for, and what would it cost each month?
1052 Rat Bay 102-1 Road is listed for $16,500. With 20% down ($3,300), the mortgage payment would be roughly $67 a month at 4.5% over 30 years. Add property tax and the common-element (POTL) fee and the estimate comes to about $463 a month, all in. That figure is an illustration, not a quote.
Is 1052 Rat Bay 102-1 Road freehold or a condo, and is there a monthly fee?
1052 Rat Bay 102-1 Road is a bungalow in Franklin, Lake of Bays. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, but the home is a parcel of tied land (POTL) with a common-element fee of $385.75 a month for shared parts of the complex, such as a private road, snow clearing and visitor parking. The listing says it covers heat, hydro, water, common elements, building insurance, condo taxes, parking.
How many bedrooms and bathrooms does 1052 Rat Bay 102-1 Road have?
1052 Rat Bay 102-1 Road has 2 bedrooms and 1 bathroom.
Does 1052 Rat Bay 102-1 Road have a garage and parking?
The listing does not show a garage. The driveway adds 2 spaces. In total the listing counts 2 parking spaces.
Does 1052 Rat Bay 102-1 Road have a finished basement?
No. The listing shows no basement for this home.
What style of home is 1052 Rat Bay 102-1 Road?
1052 Rat Bay 102-1 Road is a bungalow. A bungalow has all of its main living space, including the bedrooms, on one floor, usually over a full basement.
How big is 1052 Rat Bay 102-1 Road?
The listing puts the home between 600 and 699 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement.
How is 1052 Rat Bay 102-1 Road heated and cooled?
Heating is baseboard (electric). The listing does not show air conditioning.
Where is 1052 Rat Bay 102-1 Road?
1052 Rat Bay 102-1 Road is in the Franklin community of Lake of Bays. The nearest main intersection is South Portage/Hwy 60. The postal code is P1H 2J6.
How long has 1052 Rat Bay 102-1 Road been on the market?
1052 Rat Bay 102-1 Road was listed on July 1, 2026. It has been on the market for 104 days. It is an active listing (MLS® X13508344). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 1052 Rat Bay 102-1 Road asking?
Similar bungalow-style homes for sale nearby right now include 1052 Rat Bay 103-1 Road at $15,000 (2 bed) and 105-10 - 1052 RAT BAY Road at $13,000 (2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 1052 Rat Bay 102-1 Road sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 1052 Rat Bay 102-1 Road?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
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Courtesy of: Chestnut Park Real Estate
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax and the common-element (POTL) fee. For illustration only.