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For saleListed 11 days agoMLS® X13847160

105 ELMA Street, St. Catharines, ON L2N 6Z8

443 - Lakeport, St. Catharines · Near Scott to Elma · View map

$749,000
3+2Beds
2Baths
700–1100Sq ft
Raised bungalowType
Attached · 1 spaceGarage
5 totalParking
Finished, FullBasement
$5,034/yrTaxes
Call / Text Will
$749,000
FreeholdNo monthly condo fee
Attached garage5 parking spaces in total
Finished basementExtra living space
Lot 50 x 100 ftThe land comes with the home
Central airCool all summer

About this home

5 things you'll love about this 5 Bed, 2 Bath Raised Bungalow at this price point. 1 Location, location, location, prime north end St.Catherines neighbourhood close to all possible amenities. 2. Zero water or sewage damage from this summer, house is flood free. 3. In-law capabilities with separate entrance off side patio to the lower level. 5th bedroom can be converted back to Rec Room or use as is. 4.Concrete driveway 3 cars wide to fit all the family vehicles, with room to store your boat/trailer, or jet skis. 5. Total turn key with nothing to do but move in and enjoy. Hard surface flooring throughout with no carpet. Main floor consists of a spacious open concept feel with upgraded kitchen, roomy living room & dining room. 3 spacious bedrooms and 4 pc. bathroom. Lower level consists of separate side entrance, 2 large bedrooms (5th bedroom converted from Rec Room , can also be used as a Rec Room again if a 5th bedroom is not needed. Large laundry room with room to add kitchen if desired. Private backyard is fully fenced with a 12'x 18' deck with Gazebo stepping down to another 12'x18' paver stone patio. House is a pleasure to view, fully updated inside and out you wont be disappointed!

The home

Type
Raised bungalow
Style
Bungalow-Raised
Square footage
700-1100 sq ft
Bedrooms
3
Basement bedrooms
2
Bathrooms
2
Kitchens
1
Rooms
8
Basement
Finished, Full
Lot size
50 x 100 ft
Faces
East
Approximate age
31-50 years

Ownership & fees

Ownership
Freehold
Monthly condo fee
None
Exterior
Brick, Vinyl Siding

Heating & cooling

Heating fuel
Gas
Heating type
Forced Air
Air conditioning
Central Air
Fireplace
No

Garage & parking

Garage
Attached
Garage spaces
1
Driveway spaces
4
Total parking
5
Parking features
Private Double

Taxes & other

Property taxes
$5,034/yr
Tax year
2025
Occupancy
Owner
Possession
30-60 DAY CLOSE PREFFERED
Cross street
Scott to Elma
Neighbourhood
443 - Lakeport

More

Price per sq ft
~$832 (at 900 sq ft)
Listed
Oct 1, 2026 · 11 days ago
MLS® number
X13847160

The home and its surroundings

  • Accessory Apartment
  • Carpet Free
  • In-Law Capability
  • Hospital
Want to know something that isn’t listed?
Estimated monthly cost$3,441per month, all in
  • Mortgage
  • Property tax

Cash needed to close

    Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.

    Know exactly what you can affordRun your own numbers with our mortgage and land transfer tax calculators.
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    105 ELMA Street, St. Catharines, ON L2N 6Z8

    443 - Lakeport, St. Catharines · Near Scott to Elma

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    Sold history

    Listing history for 105 ELMA Street

    See what this home and others at the same address were listed for, what they sold for, and how long it took.

    Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.

    Questions & answers

    Frequently asked questions about 105 ELMA Street

    Answers come straight from this home’s MLS® listing.

    How much is 105 ELMA Street listed for, and what would it cost each month?

    105 ELMA Street is listed for $749,000. With 20% down ($149,800), the mortgage payment would be roughly $3,021 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $3,441 a month, all in. That figure is an illustration, not a quote.

    Is 105 ELMA Street freehold or a condo, and is there a monthly fee?

    105 ELMA Street is a raised bungalow in 443 - Lakeport, St. Catharines. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.

    How many bedrooms and bathrooms does 105 ELMA Street have?

    105 ELMA Street has 3 bedrooms, plus 2 more bedrooms in the basement, and 2 bathrooms. The listing gives the style as bungalow-raised.

    Does 105 ELMA Street have a garage and parking?

    Yes. The listing shows the garage as attached, with room for 1 car. The driveway adds 4 spaces. In total the listing counts 5 parking spaces.

    Does 105 ELMA Street have a finished basement?

    The listing describes the basement as finished, full. It counts 2 bedrooms on that level. Finished basement space is usually not counted in the square footage shown.

    What style of home is 105 ELMA Street?

    105 ELMA Street is a raised bungalow. A raised bungalow has its main floor set about half a level above the ground, so the basement has bigger windows and more light than in a regular bungalow.

    How big is 105 ELMA Street, and what is the lot size?

    The listing puts the home between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 50 x 100 ft.

    How is 105 ELMA Street heated and cooled?

    Heating is forced air (gas). Cooling is central air.

    What are the property taxes for 105 ELMA Street?

    Property taxes are $5,034 a year (2025), or about $420 a month.

    Where is 105 ELMA Street?

    105 ELMA Street is in the 443 - Lakeport community of St. Catharines. The nearest main intersection is Scott to Elma. The postal code is L2N 6Z8.

    How long has 105 ELMA Street been on the market?

    105 ELMA Street was listed on October 1, 2026. It has been on the market for 11 days. It is an active listing (MLS® X13847160). Listings here update from the board through the day and come down once a home sells.

    What are similar bungalows near 105 ELMA Street asking?

    Similar bungalow-style homes for sale nearby right now include 491 Geneva Street at $860,000 (3+2 bed), 4 Kerwin Gate at $525,000 (3 bed) and 17 RAMSEY Street at $769,000 (2+2 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.

    What have homes at 105 ELMA Street sold for?

    Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.

    How do I book a showing at 105 ELMA Street?

    Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

    Have a different question? Ask about this home and get an answer, usually within the hour.

    *Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.

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