104 Ontario Street S, St. Marys, ON N4X 1C2
St. Marys · Near Elgin Street West & Park Lane · View map
About this home
Welcome to the perfect blend of character and modern comfort. This beautifully updated 3-bedroom, 2-bathroom home is completely move-in ready in the West Ward of St. Marys. The main floor is warm and inviting as thoughtful renovations have created a space that's both stylish and functional. The kitchen (updated 2020) is the heart of the home, featuring quartzite countertops, refinished cabinetry, a timeless backsplash, and a dedicated dining area. Added luxuries like in-floor heating throughout the kitchen, mudroom, and main-floor bathroom make every season feel comfortable. A thoughtfully designed rear addition offers a practical mudroom with functional storage, laundry, and an updated 3-piece bathroom (all updated in 2025).Upstairs, you'll find three bright bedrooms and a fully renovated 4-piece bathroom (2022). This home has been well maintained with major updates completed, including new windows (2017), steel roof (2020), covered front porch (2021), central air (2025), and a brand-new furnace and water heater (2026), giving you peace of mind for years to come.Outside, the large, fenced backyard is made for entertaining. Featuring a spacious patio, charming pergola-covered side porch, and plenty of room for any activity. The oversized concrete driveway easily accommodates multiple vehicles, trailers, or recreational toys.Finally, an incredible 20' x 24' insulated shop complete with in-floor heating. Whether you're a car enthusiast, woodworker, craftsman, or simply dreaming of the ultimate man cave, this is a feature that's rarely found and impossible to forget. Click on the virtual tour link, view the floor plans, photos and YouTube link and then call your REALTOR to schedule your private viewing of this great property!
The home
- Type
- 1 1/2 storey
- Style
- 1 1/2 Storey
- Square footage
- 1100-1500 sq ft
- Bedrooms
- 3
- Bathrooms
- 2
- Kitchens
- 1
- Rooms
- 9
- Basement
- Unfinished
- Lot size
- 48.5 x 149.7 ft
- Faces
- West
- Approximate age
- 100+ years
Ownership & fees
- Ownership
- Freehold
- Monthly condo fee
- None
- Exterior
- Vinyl Siding
Heating & cooling
- Heating fuel
- Gas
- Heating type
- Forced Air
- Air conditioning
- Central Air
- Fireplace
- No
Garage & parking
- Garage
- Detached
- Garage spaces
- 1
- Driveway spaces
- 4
- Total parking
- 5
Taxes & other
- Property taxes
- $3,710/yr
- Tax year
- 2025
- Occupancy
- Owner
- Possession
- Mid December 2026
- Cross street
- Elgin Street West & Park Lane
- Neighbourhood
- St. Marys
More
- Price per sq ft
- ~$492 (at 1,300 sq ft)
- Listed
- Aug 5, 2026 · 68 days ago
- MLS® number
- X13638318
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The home and its surroundings
- Water Heater Owned
- Water Softener
- Mortgage
- Property tax
- Maintenance fee
Cash needed to close
Estimates only, using Canadian semi-annual compounding, Ontario land transfer tax. Mortgage default insurance is added when you put down less than 20%. Your lender and lawyer will confirm exact numbers.
104 Ontario Street, St. Marys, ON N4X 1C2
St. Marys · Near Elgin Street West & Park Lane
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Listing history for 104 Ontario Street
See what this home and others at the same address were listed for, what they sold for, and how long it took.
Sold prices are for members. It’s free, takes a few seconds, and unlocks the sale history on every listing.
Frequently asked questions about 104 Ontario Street S
Answers come straight from this home’s MLS® listing.
How much is 104 Ontario Street S listed for, and what would it cost each month?
104 Ontario Street S is listed for $639,900. With 20% down ($127,980), the mortgage payment would be roughly $2,581 a month at 4.5% over 30 years. Add property tax and the estimate comes to about $2,890 a month, all in. That figure is an illustration, not a quote.
Is 104 Ontario Street S freehold or a condo, and is there a monthly fee?
104 Ontario Street S is a 1 1/2 storey in St. Marys. Ownership is freehold: you own the home and the lot. There is no monthly condo fee, so the roof, windows, driveway, snow and lawn are yours to look after.
How many bedrooms and bathrooms does 104 Ontario Street S have?
104 Ontario Street S has 3 bedrooms and 2 bathrooms.
Does 104 Ontario Street S have a garage and parking?
Yes. The listing shows the garage as detached, with room for 1 car. The driveway adds 4 spaces. In total the listing counts 5 parking spaces.
Does 104 Ontario Street S have a finished basement?
The listing describes the basement as unfinished.
What style of home is 104 Ontario Street S?
104 Ontario Street S is a 1 1/2 storey. A 1½-storey home has a full main floor and a partial second floor under the roofline, often with dormer windows.
How big is 104 Ontario Street S, and what is the lot size?
The listing puts the home between 1,100 and 1,500 sq ft. The board reports a range rather than an exact figure, and it usually leaves out the basement. The lot is listed as 48.5 x 149.7 ft.
How is 104 Ontario Street S heated and cooled?
Heating is forced air (gas). Cooling is central air.
What are the property taxes for 104 Ontario Street S?
Property taxes are $3,710 a year (2025), or about $309 a month.
Where is 104 Ontario Street S?
104 Ontario Street S is in St. Marys. The nearest main intersection is Elgin Street West & Park Lane. The postal code is N4X 1C2.
How long has 104 Ontario Street S been on the market?
104 Ontario Street S was listed on August 5, 2026. It has been on the market for 68 days. It is an active listing (MLS® X13638318). Listings here update from the board through the day and come down once a home sells.
What are similar bungalows near 104 Ontario Street S asking?
Similar bungalow-style homes for sale nearby right now include 318 Elizabeth Street at $825,000 (3 bed), 237 Thomas Street at $449,900 (3 bed) and 158 James Street N at $460,000 (4 bed). These are asking prices, not sold prices. The Sold history tab shows what homes at this address went for.
What have homes at 104 Ontario Street sold for?
Recent sales, leases and expired listings for this home and others at the same address are in the Sold history tab, with the price and date of each. It is free for members.
How do I book a showing at 104 Ontario Street S?
Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.
Have a different question? Ask about this home and get an answer, usually within the hour.
Similar bungalows nearby
More bungalow-style homes for sale near St. Marys, picked by style, size and price.
1 1/2 storey$825,000318 Elizabeth Street, St. Marys3 bed · 2 bath · St. MarysCourtesy of: Peak Select Realty IncView home →
1 1/2 storey$449,900237 Thomas Street, St. Marys3 bed · 1 bath · St. MarysCourtesy of: Benchmark Real Estate Services Canada Inc.View home →
1 1/2 storey$460,000158 James Street N, St. Marys4 bed · 1 bath · St. MarysCourtesy of: RE/MAX A-B Realty LtdView home →Courtesy of: RE/MAX A-B Realty Ltd
PropTx MLS® assumes no responsibility for the accuracy of any information shown. The information provided herein must only be used by consumers that have a bona fide interest in the purchase, sale or lease of real estate and may not be used for any commercial purpose or any other purpose.
*Estimated monthly cost assumes 20% down, a 4.5% rate and a 30-year amortization, plus property tax. For illustration only.