97 Smith Lane, Huron-Kinloss, ON N2Z 0B3
  • $465,000

Overview

  • Detached, Style Bungalow
  • Type
  • 3
  • Bedrooms
  • 1
  • Bathroom

Description

Lovingly cared for by its current owners for 31 years, this inviting three-season cottage is being offered completely turnkey and ready for you to enjoy. Nestled in the sought-after Lurgan Beach community, this well-maintained cottage offers everything you need for memorable summers by the lake, including three bedrooms, a three-piece bathroom, kitchen, dining area, living room and a versatile seasonal room-perfect for accommodating family and friends. An efficient propane wall furnace, complemented by electric wall heaters, helps take the chill off during cooler evenings. A wraparound deck extends along the front and side of the cottage, providing the perfect spot for morning coffee, outdoor dining or relaxing with a good book. The backyard is equally appealing, featuring four well-maintained outbuildings that offer flexibility for hobbies, additional space and secure storage. Gather around the fire pit in the evening and enjoy star-filled skies as the day winds down. The family-friendly location is one of the property’s standout features. Municipal parkland, complete with playground equipment for all ages, is just steps away. When it’s time for a beach day, the lake is only a short walk from your door, making it easy to embrace the relaxed rhythm of cottage life. Forgot something? No problem-you’ll be back in no time. And, of course, those famous Lake Huron sunsets never disappoint. Beyond its charm, the cottage offers practical peace of mind with a low-maintenance vinyl exterior, vinyl windows, and a 2023 septic system. It is becoming increasingly difficult to find such a well-maintained retreat in this location for under $500,000.If you’ve been dreaming of a place where the lake is close, evenings are spent around the fire and summer memories practically make themselves, this Lurgan Beach cottage is one you won’t want to miss.

  • Address: Smith
  • City: Huron-Kinloss
  • State/county: Bruce
  • Zip/Postal Code: N2Z 0B3
  • Area: Huron-Kinloss

Details

Updated on October 10, 2026 at 2:19 am
  • Price $465,000
  • Bedrooms 3
  • Bathroom 1
  • Type Detached, Style Bungalow
  • Property Status Residential Freehold

Additional details

  • Bedrooms 3
  • Tax Year 2026
  • Square Footage 700-1100
  • Washrooms 1
  • Kitchens 1
  • Total Kitchens 1
  • Family Room Yes
  • Basement Crawl Space
  • Heating Type Baseboard
  • Heating Fuel Electric
  • Air Conditioning Other
  • Sewers Septic
  • Front 66
  • Depth 132
  • Parking Spaces 2
  • Total Parking Spaces 2
  • Exterior Finish Vinyl Siding
  • Property Orientation East
  • Other Structures Garden Shed
  • Taxes 2264.29
  • Occupancy Partial
  • Cross Street NORTH ST
  • Courtesy of Royal LePage Exchange Realty Co.
  • Price per Sq Ft ~$517 (at 900 sq ft)
  • Listed Oct 1, 2026 ยท 8 days on market

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Questions & answers

Frequently asked questions about 97 Smith Lane

Answers come straight from this home’s MLS® listing.

How much is 97 Smith Lane listed for?

97 Smith Lane is listed for $465,000. With 20% down ($93,000), the mortgage payment would be roughly $1,874 a month at 4.49% over 30 years, before property tax and utilities. That figure is an illustration, not a quote.

How many bedrooms and bathrooms does 97 Smith Lane have?

97 Smith Lane has 3 bedrooms and 1 bathroom.

How big is 97 Smith Lane?

The listing puts the above-grade living space between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it does not include the basement.

What type of home is 97 Smith Lane?

97 Smith Lane is a detached bungalow in Huron-Kinloss, Huron-Kinloss. The exterior is vinyl siding.

Does 97 Smith Lane have a finished basement?

The basement is listed as crawl space.

How big is the lot at 97 Smith Lane?

The lot is 66 ft wide by 132 ft deep, which is about 8,712 sq ft if it is a regular rectangle. The listing gives the orientation as east.

Does 97 Smith Lane have a garage, and how much parking is there?

The listing does not show a garage. There is parking for 2 vehicles in total.

How is 97 Smith Lane heated and cooled?

Heating is baseboard (electric). The listing shows no air conditioning.

What are the property taxes for 97 Smith Lane?

Property taxes are $2,264 a year (2026), or about $189 a month.

What neighbourhood is 97 Smith Lane in?

97 Smith Lane is in the Huron-Kinloss community of Huron-Kinloss, Bruce Region. The nearest main intersection is NORTH ST. The postal code is N2Z 0B3.

Is 97 Smith Lane still for sale?

Yes. 97 Smith Lane is an active listing (MLS® X13852340), on the market since October 1, 2026. Listings here update from the board through the day and come down once a home sells.

Has 97 Smith Lane sold before, and for how much?

Past sales, leases and expired listings for this address are in the Sold history tab, with the price and date of each. It is free for members.

How do I book a showing at 97 Smith Lane?

Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

Have a different question? Ask about this home and get an answer, usually within the hour.