12 Chester Street, St. Thomas, ON N5R 1T8
  • $454,900

Overview

  • Detached, Style Bungalow
  • Type
  • 1
  • Bedroom
  • 3
  • Bathrooms

Description

Welcome to 12 Chester Street, a rare and inspiring property in the heart of St. Thomas. Originally built in 1890 as a church, this unique structure blends historic charm with the flexibility and space today’s buyers and investors are seeking. Spanning approximately 2,192 square feet on the main and 1700 on 5he lower levels, the building offers nearly 3900 square feet of total living space. The main floor features a large great room with soaring ceilings and abundant natural light, a welcoming foyer, two 2-piece bathrooms, and a spacious office-ideal for remote work or creative use. The lower level is fully equipped for residential living, with a full eat-in kitchen, dining area, living space, primary bathroom, laundry room, and bedroom quarters. It’s a comfortable layout that suits a variety of living or rental scenarios. Zoned R3, this property presents exciting potential for conversion into a triplex. There is also a possibility for the construction of a large garage with an additional dwelling unit above-offering further options for added living space or rental income, and parking for 10 cars. Set on just over half an acre and located close to local amenities, parks, and schools, this property combines historic character with modern opportunity. Whether you’re looking to invest, redevelop, or settle into a truly one-of-a-kind space, 12 Chester Street offers a canvas full of possibility. Explore the potential! This is a property that invites your imagination. Roof replaced 2023

  • Address: Chester
  • City: St. Thomas
  • State/county: Elgin
  • Zip/Postal Code: N5R 1T8
  • Area: St. Thomas

Details

Updated on October 10, 2026 at 2:18 am
  • Price $454,900
  • Bedroom 1
  • Bathrooms 3
  • Type Detached, Style Bungalow
  • Property Status Residential Freehold

Additional details

  • Bedrooms 1
  • Tax Year 2025
  • Square Footage 2000-2500
  • Washrooms 3
  • Kitchens 1
  • Total Kitchens 1
  • Basement Finished with Walk-Out, Separate Entrance, Walk-Out
  • Approximate Age 100+
  • Heating Type Forced Air
  • Heating Fuel Gas
  • Air Conditioning Central Air
  • Sewers Sewer
  • Front 101.36
  • Depth 125.37
  • Lot Size 0.5-1.99 acres
  • Driveway Available
  • Parking Spaces 10
  • Total Parking Spaces 10
  • Exterior Finish Brick
  • Property Orientation South
  • Other Structures None
  • Taxes 1739
  • Occupancy Vacant
  • Cross Street Chester and wilson
  • Courtesy of RE/MAX CENTRE CITY REALTY INC
  • Price per Sq Ft ~$202 (at 2,250 sq ft)
  • Listed Oct 1, 2026 ยท 8 days on market

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Questions & answers

Frequently asked questions about 12 Chester Street

Answers come straight from this home’s MLS® listing.

How much is 12 Chester Street listed for?

12 Chester Street is listed for $454,900. With 20% down ($90,980), the mortgage payment would be roughly $1,833 a month at 4.49% over 30 years, before property tax and utilities. That figure is an illustration, not a quote.

How many bedrooms and bathrooms does 12 Chester Street have?

12 Chester Street has 1 bedroom and 3 bathrooms.

How big is 12 Chester Street?

The listing puts the above-grade living space between 2,000 and 2,500 sq ft. The board reports a range rather than an exact figure, and it does not include the basement.

What type of home is 12 Chester Street?

12 Chester Street is a detached bungalow in St. Thomas, St. Thomas. The exterior is brick. The listing gives its age as 100+ years.

Does 12 Chester Street have a finished basement?

The basement is listed as finished with walk-out, separate entrance, walk-out. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.

How big is the lot at 12 Chester Street?

The lot is 101.36 ft wide by 125.37 ft deep, which is about 12,708 sq ft if it is a regular rectangle. The listing gives the orientation as south.

Does 12 Chester Street have a garage, and how much parking is there?

The listing does not show a garage. There is parking for 10 vehicles in total.

How is 12 Chester Street heated and cooled?

Heating is forced air (gas). Cooling is central air.

What are the property taxes for 12 Chester Street?

Property taxes are $1,739 a year (2025), or about $145 a month.

What neighbourhood is 12 Chester Street in?

12 Chester Street is in the St. Thomas community of St. Thomas, Elgin Region. The nearest main intersection is Chester and wilson. The postal code is N5R 1T8.

Is 12 Chester Street still for sale?

Yes. 12 Chester Street is an active listing (MLS® X13851930), on the market since October 1, 2026. Listings here update from the board through the day and come down once a home sells.

Has 12 Chester Street sold before, and for how much?

Past sales, leases and expired listings for this address are in the Sold history tab, with the price and date of each. It is free for members.

How do I book a showing at 12 Chester Street?

Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

Have a different question? Ask about this home and get an answer, usually within the hour.