40 St Charles Street, Belleville, ON K8P 2V8
  • $489,900

Overview

  • Detached, Style Bungalow-Raised
  • Type
  • 5
  • Bedrooms
  • 3
  • Bathrooms

Description

Exceptional opportunity to own a spacious raised bungalow on a quiet, family-friendly street. Conveniently located close to schools, shopping, amenities, and Hwy 401, this versatile property offers the perfect blend of comfortable family living and investment appeal.The bright and inviting main level features spacious principal rooms, an updated bathroom, and a generously sized primary bedroom complete with a private 2-piece ensuite. Large windows fill the home with natural light, creating a warm and welcoming atmosphere throughout. Step outside to a deck overlooking the expansive fully fenced backyard, providing plenty of space for children, pets, gardening, and outdoor entertaining.The lower level significantly expands the living space and has been enhanced with fresh paint and new flooring throughout. Featuring three bedrooms, a newly renovated kitchen, a full bathroom, and a separate entrance, this flexible layout offers excellent potential for multi-generational living, an in-law suite, or additional rental income.Additional highlights include an attached garage, ample driveway parking, and important updates such as a new furnace (2025) and hot water tank (2023). Whether you’re a homeowner seeking extra living space or an investor looking for a property with strong income potential, this home presents exceptional value. Quick closing available.

  • Address: St Charles
  • City: Belleville
  • State/county: Hastings
  • Zip/Postal Code: K8P 2V8
  • Area: Belleville Ward

Details

Updated on October 10, 2026 at 1:08 am
  • Price $489,900
  • Bedrooms 5
  • Bathrooms 3
  • Type Detached, Style Bungalow-Raised
  • Property Status Residential Freehold

Additional details

  • Bedrooms 2
  • Tax Year 2026
  • Square Footage 700-1100
  • Bedrooms Plus 3
  • Washrooms 3
  • Kitchens 1
  • Total Kitchens 2
  • Basement Apartment, Finished with Walk-Out, Separate Entrance
  • Heating Type Forced Air
  • Heating Fuel Gas
  • Air Conditioning Central Air
  • Sewers Sewer
  • Front 39.45
  • Depth 161.34
  • Garage Type Attached
  • Driveway Available, Front Yard Parking
  • Parking Spaces 2
  • Total Parking Spaces 3
  • Exterior Finish Brick, Vinyl Siding
  • Property Orientation West
  • Other Structures Fence - Full, Shed
  • Taxes 4243.35
  • Occupancy Vacant
  • Cross Street North Front St., East On Moira
  • Courtesy of HOMELIFE/MIRACLE REALTY LTD
  • Price per Sq Ft ~$544 (at 900 sq ft)
  • Listed Sep 21, 2026 ยท 18 days on market

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Questions & answers

Frequently asked questions about 40 St Charles Street

Answers come straight from this home’s MLS® listing.

How much is 40 St Charles Street listed for?

40 St Charles Street is listed for $489,900. With 20% down ($97,980), the mortgage payment would be roughly $1,974 a month at 4.49% over 30 years, before property tax and utilities. That figure is an illustration, not a quote.

How many bedrooms and bathrooms does 40 St Charles Street have?

40 St Charles Street has 2 bedrooms above grade plus 3 more below grade and 3 bathrooms. There are 2 kitchens.

How big is 40 St Charles Street?

The listing puts the above-grade living space between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it does not include the basement.

What type of home is 40 St Charles Street?

40 St Charles Street is a detached raised bungalow in Belleville Ward, Belleville. The exterior is brick, vinyl siding.

Does 40 St Charles Street have a finished basement?

The basement is listed as apartment, finished with walk-out, separate entrance. A listing description is not proof of a legal second unit, so confirm zoning and permits with the municipality before counting on rental income.

How big is the lot at 40 St Charles Street?

The lot is 39.45 ft wide by 161.34 ft deep, which is about 6,365 sq ft if it is a regular rectangle. The listing gives the orientation as west.

Does 40 St Charles Street have a garage, and how much parking is there?

Yes. It has a 1-car attached garage. There is parking for 3 vehicles in total: 2 on the driveway and 1 in the garage.

How is 40 St Charles Street heated and cooled?

Heating is forced air (gas). Cooling is central air.

What are the property taxes for 40 St Charles Street?

Property taxes are $4,243 a year (2026), or about $354 a month.

What neighbourhood is 40 St Charles Street in?

40 St Charles Street is in the Belleville Ward community of Belleville, Hastings Region. The nearest main intersection is North Front St., East On Moira. The postal code is K8P 2V8.

Is 40 St Charles Street still for sale?

Yes. 40 St Charles Street is an active listing (MLS® X13811996), on the market since September 21, 2026. Listings here update from the board through the day and come down once a home sells.

Has 40 St Charles Street sold before, and for how much?

Past sales, leases and expired listings for this address are in the Sold history tab, with the price and date of each. It is free for members.

How do I book a showing at 40 St Charles Street?

Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

Have a different question? Ask about this home and get an answer, usually within the hour.