245 Elgin Street W 201, Cobourg, ON K9A 5M1
  • $519,000

Overview

  • Condo Townhouse, Style Bungalow
  • Type
  • 3
  • Bedrooms
  • 3
  • Bathrooms

Description

Welcome home to this convenient main floor condo townhouse at Oxford Ct, where easy single-level living meets low-maintenance comfort in the heart of Cobourg. Step inside to a bright, functional layout designed for effortless day-to-day living and entertaining, featuring seamless flow between the main living spaces and direct access to your own private outdoor patio. Picture morning coffees surrounded by mature trees and relaxing evenings in a quiet, established community setting. The main floor layout offers exceptional accessibility, including direct interior garage access and two full washrooms, all without sacrificing space. Downstairs are a third bedroom and bathroom, providing cozy retreat areas and space for guests. Located just minutes from historic downtown Cobourg, local shopping, essential amenities, and the famous Cobourg Beach and waterfront, this home blends carefree condo living with an unbeatable lifestyle location.

  • Address: Elgin
  • City: Cobourg
  • State/county: Northumberland
  • Zip/Postal Code: K9A 5M1
  • Area: Cobourg

Details

Updated on October 9, 2026 at 10:34 pm
  • Price $519,000
  • Bedrooms 3
  • Bathrooms 3
  • Type Condo Townhouse, Style Bungalow
  • Property Status Residential Condo & Other

Additional details

  • Bedrooms 2
  • Accessibility Features Hard/Low Nap Floors, Level Within Dwelling, Low Pile Carpeting, Multiple Entrances, Open Floor Plan
  • Tax Year 2026
  • Maintenance Includes Common Elements Included, Building Insurance Included, Parking Included
  • Square Footage 1200-1399
  • Bedrooms Plus 1
  • Washrooms 3
  • Kitchens 1
  • Total Kitchens 1
  • Basement Full, Finished
  • Heating Type Forced Air
  • Heating Fuel Gas
  • Air Conditioning Central Air
  • Laundry Sink, In-Suite Laundry
  • Garage Type Attached
  • Driveway Private
  • Parking Spaces 1
  • Total Parking Spaces 2
  • Exterior Finish Stucco (Plaster), Brick
  • Taxes 4366.09
  • Maintenance Fee 598.16
  • Occupancy Vacant
  • Cross Street Southwest corner of Elgin St W and Ontario St
  • Courtesy of Royal Lepage Proalliance Realty
  • Price per Sq Ft ~$399 (at 1,300 sq ft)
  • Listed Aug 21, 2026 ยท 49 days on market

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Questions & answers

Frequently asked questions about 245 Elgin Street W 201

Answers come straight from this home’s MLS® listing.

How much is 245 Elgin Street W 201 listed for?

245 Elgin Street W 201 is listed for $519,000. With 20% down ($103,800), the mortgage payment would be roughly $2,091 a month at 4.49% over 30 years, before property tax and utilities. That figure is an illustration, not a quote.

How many bedrooms and bathrooms does 245 Elgin Street W 201 have?

245 Elgin Street W 201 has 2 bedrooms above grade plus 1 more below grade and 3 bathrooms.

How big is 245 Elgin Street W 201?

The listing puts the above-grade living space between 1,200 and 1,399 sq ft. The board reports a range rather than an exact figure, and it does not include the basement.

What type of home is 245 Elgin Street W 201?

245 Elgin Street W 201 is a condo townhouse bungalow in Cobourg, Cobourg. The exterior is stucco (plaster), brick.

Does 245 Elgin Street W 201 have a finished basement?

The basement is listed as full, finished.

Does 245 Elgin Street W 201 have a garage, and how much parking is there?

Yes. It has a 1-car attached garage. There is parking for 2 vehicles in total: 1 on the driveway and 1 in the garage.

How is 245 Elgin Street W 201 heated and cooled?

Heating is forced air (gas). Cooling is central air.

What are the property taxes for 245 Elgin Street W 201?

Property taxes are $4,366 a year (2026), or about $364 a month.

What is the maintenance fee at 245 Elgin Street W 201?

The monthly maintenance fee is $598. Ask for the status certificate to see what it covers and whether increases are planned.

What neighbourhood is 245 Elgin Street W 201 in?

245 Elgin Street W 201 is in the Cobourg community of Cobourg, Northumberland Region. The nearest main intersection is Southwest corner of Elgin St W and Ontario St. The postal code is K9A 5M1.

Is 245 Elgin Street W 201 still for sale?

Yes. 245 Elgin Street W 201 is an active listing (MLS® X13701122), on the market since August 21, 2026. Listings here update from the board through the day and come down once a home sells.

Has 245 Elgin Street W 201 sold before, and for how much?

Past sales, leases and expired listings for this address are in the Sold history tab, with the price and date of each. It is free for members.

How do I book a showing at 245 Elgin Street W 201?

Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

Have a different question? Ask about this home and get an answer, usually within the hour.