490 Spruce Street, Centre Wellington, ON N1M 2W5
  • $399,900

Overview

  • Modular Home, Style Bungalow
  • Type
  • 3
  • Bedrooms
  • 1
  • Bathroom

Description

Welcome to 490 Spruce Street in the highly sought-after year-round section of Maple Leaf Acres, one of Ontario’s premier four-season recreational communities on beautiful Lake Belwood. This well-maintained 3-bedroom, 1-bathroom home offers affordable year-round living with exceptionally low carrying costs, including lot fees of just $371.21/month (2026) and property taxes of only $381.47 for the entire year (2025). The open-concept living, dining and kitchen area creates a bright, connected space that’s ideal for entertaining or keeping an eye on children and grandchildren. The unique layout includes a side entrance leading directly to the den/flex space, making it ideal for a home office, hobby room, guest area, or multi-generational living arrangement. Designed for easy ownership, the home features durable metal siding and a lifetime metal roof, propane furnace, on-demand hot water system, reverse osmosis water filtration system, concrete driveway, and additional outdoor storage beneath the home as well as a large garden shed. The property is currently vacant, allowing for immediate possession and flexible showings. Life at Maple Leaf Acres feels like a permanent vacation. Residents enjoy access to an indoor saltwater pool and hot tub, outdoor swimming pool, recreation hall, seasonal restaurant, dog park, playgrounds, sports fields, walking trails, and community activities. Outdoor enthusiasts will appreciate direct access to Lake Belwood, including a private boat launch for fishing, boating, and endless summer enjoyment. Located just 10 km east of Fergus, the community offers convenient access to Guelph, Kitchener-Waterloo, Hamilton and the GTA while maintaining a peaceful resort-style atmosphere. With low monthly fees and remarkably low annual taxes, this move-in-ready home offers an affordable opportunity to enjoy year-round living in one of Ontario’s most desirable recreational communities. **Please note, some photos have been virtually staged**

  • Address: Spruce
  • City: Centre Wellington
  • State/county: Wellington
  • Zip/Postal Code: N1M 2W5
  • Area: Rural Centre Wellington East

Details

Updated on October 9, 2026 at 8:05 pm
  • Price $399,900
  • Bedrooms 3
  • Bathroom 1
  • Type Modular Home, Style Bungalow
  • Property Status Residential Freehold

Additional details

  • Bedrooms 3
  • Tax Year 2025
  • Square Footage 700-1100
  • Washrooms 1
  • Kitchens 1
  • Total Kitchens 1
  • Family Room Yes
  • Basement None
  • Approximate Age 16-30
  • Heating Type Forced Air
  • Heating Fuel Propane
  • Air Conditioning Central Air
  • Sewers Sewer
  • Front 45
  • Depth 75
  • Driveway Private
  • Parking Spaces 2
  • Total Parking Spaces 2
  • Pool Community, Indoor, Outdoor
  • Exterior Finish Metal/Steel Siding
  • Property Orientation East
  • Other Structures Shed
  • Waterfront Indirect, WaterfrontCommunity
  • Taxes 381.47
  • Occupancy Vacant
  • Cross Street Havsumfun Rd. and 5th Line
  • Courtesy of REAL BROKER ONTARIO LTD.
  • Price per Sq Ft ~$444 (at 900 sq ft)
  • Listed Jun 2, 2026 ยท 129 days on market

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Questions & answers

Frequently asked questions about 490 Spruce Street

Answers come straight from this home’s MLS® listing.

How much is 490 Spruce Street listed for?

490 Spruce Street is listed for $399,900. With 20% down ($79,980), the mortgage payment would be roughly $1,611 a month at 4.49% over 30 years, before property tax and utilities. That figure is an illustration, not a quote.

How many bedrooms and bathrooms does 490 Spruce Street have?

490 Spruce Street has 3 bedrooms and 1 bathroom.

How big is 490 Spruce Street?

The listing puts the above-grade living space between 700 and 1,100 sq ft. The board reports a range rather than an exact figure, and it does not include the basement.

What type of home is 490 Spruce Street?

490 Spruce Street is a modular home bungalow in Rural Centre Wellington East, Centre Wellington. The exterior is metal/steel siding. The listing gives its age as 16-30 years.

How big is the lot at 490 Spruce Street?

The lot is 45 ft wide by 75 ft deep, which is about 3,375 sq ft if it is a regular rectangle. The listing gives the orientation as east.

Does 490 Spruce Street have a garage, and how much parking is there?

The listing does not show a garage. There is parking for 2 vehicles in total.

How is 490 Spruce Street heated and cooled?

Heating is forced air (propane). Cooling is central air.

Does 490 Spruce Street have a pool?

Yes. The listing shows a community, indoor, outdoor pool. Ask about its age, liner and equipment before you offer, since those are the costly parts to replace.

What are the property taxes for 490 Spruce Street?

Property taxes are $381 a year (2025), or about $32 a month.

What neighbourhood is 490 Spruce Street in?

490 Spruce Street is in the Rural Centre Wellington East community of Centre Wellington, Wellington Region. The nearest main intersection is Havsumfun Rd. and 5th Line. The postal code is N1M 2W5.

Is 490 Spruce Street still for sale?

Yes. 490 Spruce Street is an active listing (MLS® X13229896), on the market since June 2, 2026. Listings here update from the board through the day and come down once a home sells.

Has 490 Spruce Street sold before, and for how much?

Past sales, leases and expired listings for this address are in the Sold history tab, with the price and date of each. It is free for members.

How do I book a showing at 490 Spruce Street?

Pick a day and time with Book a Tour on this page. Tours are free, with no obligation, in person or by video. You can also call or text 647-619-2256.

Have a different question? Ask about this home and get an answer, usually within the hour.